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LOANS
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Since 1928 Peoples Trust and Savings Bank
has been meeting the credit needs of area families, farms and businesses. We
are proud of our heritage as "Riverside's Community Bank" and remain
committed to provide our community with a complete line of credit services
and products. Our pledge to you is to meet all of your credit needs with
competitive and fair rates and term. |
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Consumer & Personal Loans
Business Loans
Agricultural Loans
Real Estate Mortgage Loans |
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Consumer and Personal Loans |
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Peoples Trust and Savings Bank offers fast approval and convenient terms
on loans for just about anything. An installment loan from Peoples
Bank is the smart way to finance your next major purchase.
- New and used cars, trucks, vans
or SUVs
- Recreational
Vehicles
- Debt
Consolidation
- Education
Loans
- Emergency
Loans
- Debt
Consolidation Loans
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Consumer and Personal loan features |
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- Next-day closing for most loans
- Up to 100% financing for new and used
vehicles
- Competitive Fixed Interest Rates
- Flexible Terms
- Automatic payments from a Peoples
Bank Checking Account
- Bi-Weekly payment plans available
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Business Loans |
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When it comes to operating and growing your business,
Peoples Trust and Savings Bank can help you find the best credit
solution tailored to meet the needs of your business. |
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- Lines of Credit
- Equipment and Fixtures Purchases
- Commercial Mortgages
- Construction and Land Development
- Small Business Credit Cards
- Letters of Credit
- Small Business Administration (SBA)
Loans
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Financing your business is easy when all loan decisions are
made right here at Riverside's locally owned Community Bank where you
can take advantage of these convenient features. |
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- Flexible Terms
- Competitive Fixed or Variable
Interest Rates
- Quick Approval
- No Application Fees
- Automatic payments from a Peoples
Bank account
- Overdraft Protection
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Agricultural Loans |
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For almost 80 years Peoples Trust and Savings Bank
has been providing area farmers and their families with financing
services that are as unique and individualized as each of our valued
customers. |
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- Crop and Livestock Production Loans
- Feeder Livestock Loans
- Equipment Loans
- Breeding Livestock Loans
- Agricultural Mortgages
- Agricultural Construction Loans
- Agricultural Lines of Credit
- Agricultural Letters of Credit
- FSA Loans
- Small Business Administration
(SBA) Agricultural Loans
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Farming is hard work, why not let Peoples Trust and
Savings Bank lend you a helping hand? Our agricultural loans have
many convenient features to help you manage your credit needs. |
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- Flexible Terms
- Competitive Fixed or Variable
Interest Rates
- Master Note Agreements
- Fast Approval (same day on most
loans)
- All loan decisions are made right
here in Riverside
- Overdraft protection
- Automatic Payments from a Peoples
Bank Checking Account.
- No Application Fees
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Real Estate Mortgage Loans |
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"There is No
Place Like Home" and Peoples Trust and Savings bank realizes how important it is to have a place to
call your own. Why not let us help you obtain your goals and
make your dreams come true. Our friendly staff has
the knowledge and experience to make you feel right at home, and help you
all the way to owning your own home, or improving the home you already
own, or use your home's equity to make changes in your life. |
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Real Estate Mortgage Loan Features |
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- Fixed rate in-house
balloons payment loans
- Adjustable rate in-house loans (ARM)
- Fixed rate
secondary market loans
- Secondary Market Adjustable Rate
Mortgages (ARM)
- Jumbo Loan Programs ($333,7000.00
minimum)
- Automatic payments available
- Local processing
- Local approval on all in-house loans
- Free pre-qualification
- No application fees
- Bi-Weekly payment plans available
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