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Serving Riverside since 1928.

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Home Equity Loans

Home Loans Home Equity Loans

You've worked hard to build the equity in your home, and Peoples Trust and Savings Bank can help you unlock that home equity and turn it into cash.  We offer low, competitive rates and flexible payment plans.

NMLS ID # 446345

You can use a home equity loan to pay for such things as:

  • Home improvements
  • Debt consolidation
  • Automobiles
  • Vacations

What's the difference between a Home Equity Loan and a Line of Credit?

Home Equity Line of Credit

This reusable line of credit lets you borrow what you need, as you need it.  It's great for ongoing expenses like home-improvement projects. 

Home Equity Loan

A home equity loan makes budgeting easy with monthly payments of principal and interest when you borrow a fixed amount.  This option is great when you need cash for a specific purpose, such as a new car or debt consolidation.